Move retained risk off the balance sheet.

Power generation owners carry significant uninsured exposure under high-deductible MBBI structures. SAMP Risk's plant-level data lets insurers price down that deductible with confidence — turning retained risk into released capital.

▣ BUY-DOWNLive

Layer............................MB deductible

Cut............................90 → 45 days

Freed............................$14m

Wording............................Alongside MBBI

Pricing............................Evidence-led

/ 01

~$14m

Balance-sheet risk freed · live deployment

/ 02

90 → 45

Days · MB deductible cut

/ 03

45-day

Uninsured gap, closed

Deductible relief, priced on evidence

On Machinery Breakdown Business Interruption (MBBI) policies, the Machinery Breakdown deductible often runs materially higher than the general deductible — leaving an uninsured gap the owner must absorb. For leveraged renewable and power assets, that traps hard-earned capital.

The challenge is rarely whether the owner wants lower retained exposure. It's whether the insurer has enough credible, granular information to price that layer responsibly. SAMP Risk closes that gap with a clear view of the plant's actual risk profile — so insurers can offer cover for part of the retained layer, and brokers can put a differentiated MBBI structure in front of clients.

How the buy-down works.

01 · Assess

Plant-level risk data and equipment-level analytics profile the retained-risk layer.

02 · Model

Stochastic loss modelling prices the Machinery Breakdown deductible layer.

03 · Structure

A commercial agreement sits alongside the existing MBBI wording — no policy rewrite.

04 · Cover

The insurer covers part of the high-deductible layer, with confidence in the price.

05 · Release

Retained exposure moves into the insurance programme, freeing capital off the balance sheet.

Capital, unlocked.

~$14m

Freed from the balance sheet

On a thermal power plant, the Business Interruption policy carried a 60-day general deductible while the Machinery Breakdown section sat at 90 days — a 30-day uninsured gap. SAMP Risk's granular risk data and equipment-level analytics let the insurer price the buy-down and cut the Machinery Breakdown deductible to 45 days.

~$14m of previously uninsured risk freed from the balance sheet
A new revenue stream and differentiated product for the insurer
An outcome competitors could not replicate without the data

A more confident MBBI proposition.

/ 01

More confident pricing

Plant-level risk data and equipment-level analytics give a stronger basis for pricing deductible relief on complex power risks.

/ 02

A differentiated product

A more compelling MBBI structure for owners where retained exposure is the major concern.

/ 03

Operational risk insight

Pricing connects to what is actually happening at the plant, not only the position at renewal.

/ 04

Stronger client conversations

Brokers move beyond standard renewal negotiation to a data-backed route to balance-sheet relief.

/ 05

A defensible proposition

A clearer basis for covering deductible layers that are otherwise difficult to price confidently.

/ 06

Built on the RMI

The same live data and analytics that power the Risk Management Incentive.