Policyholder
- ▸Discount for running the plant well
- ▸No penalty for external volatility
- ▸Real-time visibility on risk drivers
- ▸Proactive mitigation support from SAMP Risk
/ 01
0–100
Live risk score · per plant
/ 02
Monthly
Return premium accumulation · Annual retention
/ 03
Live
SCADA + inspection + behavioural data
From telemetry to premium.
01 · Ingest
Live SCADA + inspection data streams into SAMP Risk.
02 · Score
SAMP Risk produces a monthly risk score out of 100, per site.
03 · Modify
The score maps to a monthly return premium — or an additional premium if risk deteriorates — per the wording.
04 · Apply
Award the return premium at renewal, or roll it into a renewal incentive.
05 · Report
Every adjustment logged; delta visible to underwriter, broker, client.
Aligned incentives, finally.
Underwriter
- ▸Premium that tracks actual risk
- ▸Ability to price in uncertainty, without pricing yourself out of the risk.
- ▸Reduced probability of claims, better loss ratio
- ▸Active policyholder risk mitigation
Broker
- ▸Narrative that retains clients
- ▸Differentiation that doesn't decay
- ▸Market access to capacity-constrained risks
- ▸Measurable value to the client, monthly
Proof
The incentive, earned.
76%
Of monthly incentive
On the first SAMP Risk-linked policy, a policyholder recovered tens of thousands of dollars — 76% of the maximum achievable incentive for the period — by measurably improving how the plant was run.
- Event-investigation detail up from 6% to 67%
- Half of risk recommendations closed early, not held to renewal
- Risk of major failure down 14% by month four